Which Mortgage is Right for You?

As you navigate through the mortgage process, it's important to have a knowledgeable team by your side to guide you through the various options available. Our team understands that every buyer is different, and we tailor our services to meet your unique needs. Whether you're a first-time homebuyer, a move-up buyer looking for a larger home, a veteran, or someone who is separated or divorced, we have the expertise to help you make the right choice.

Here are some ways in which we can assist you:

  • We offer a wide selection of mortgage programs to choose from, so you can find the one that best suits your needs and budget.
  • Our team is well-versed in the latest mortgage trends and regulations, so you can trust us to provide you with accurate and up-to-date information.
  • We prioritize clear communication throughout the process, so you always know what's happening and what to expect.
  • We understand that buying a home can be an emotional experience, and we strive to make the process as smooth and stress-free as possible.

At the end of the day, our goal is to help you achieve your dream of homeownership. Let us put our expertise to work for you and help you find the right mortgage program to meet your unique needs.


Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...

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Graduated Payments

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...

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Loan Program Options

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FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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USDA Loans

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...